Are you considering purchasing a motorcycle? If so, you’ve likely considered all of the risks and rewards that come with driving a motorcycle. What you may not have thought as much about is the difference between motorcycle insurance and car insurance. Here at Jamieson-Hilts Insurance Brokers Ltd., we can provide you with all the information you need regarding motorcycle insurance. Here are some common questions people ask about motorcycle insurance:
1. What does motorcycle insurance cover? A standard policy will cover some of the costs related to damage of your bike as well as damage your bike has caused to another person or their property in the event of an accident.
2. Do I need motorcycle insurance? Every province requires some motorcycle insurance for motorcycle owners, though minimum amounts vary. Our brokers can help you know not only what is necessary by law, but also what is in your best interest.
3. Will my policy cover theft? Motorcycles are easier to steal than cars and trucks, so you’ll want to be prepared in case your motorcycle is stolen. Most policies cover insurance for theft of your bike, and some will also cover theft for items stolen off of your bike.
4. Will other riders be covered? You should talk to your broker and be honest about how often you’ll have passengers on your bike or allow others to drive it. Our brokers can help you find a policy that will best suit those needs.
Here at Jamieson-Hilts Insurance Brokers Ltd., we are happy to help you gather all of the information you need and select the ideal policy for your motorcycle insurance. Come and see us today.