Talk to us about contents insurance for your home, condo, or apartment.
The belongings you have in your home, condo, or apartment in the Woodstock, Ontario area can represent many years’ worth of memories and experiences, and the last thing you want to do is start all over because of a fire, flood, burglary, or other unexpected mishap. Here at Jamieson-Hilts Insurance Brokers Ltd., we recommend reviewing the amount of contents insurance you carry on your home, condo, or tenant insurance policy. Although the base amount included in a standard policy is often sufficient, you may want to increase your coverage or purchase additional coverage for special circumstances.
We take the time to review how your specific contents are covered on a standard policy, and we’ll determine whether you have the contents insurance that best suits your coverage needs. It is far better to be proactive in reviewing your policy than suffer a loss, only to find out you had less contents insurance coverage than you thought. We’ll also go over what you can do to reduce your risk and discuss what losses are covered by your policy. We’ll discuss whether you have a roommate, family members living with you, frequent guests, belongings not in your home, etc. We will also go over the difference between actual cash value (replacement cost) and depreciated value, deductible options, and other aspects of contents insurance you should know about.
If you have any questions about contents insurance as a homeowner, condo owner, or tenant, don’t hesitate to contact us.